Upload statements, let AI do the rest
Upload your CSV or PDF bank statement. AI imports every transaction, categorises it by HMRC category, and matches it to the right property. No manual data entry required.
Upload once. AI handles the rest. HMRC-ready categories.
How it works
Three steps from bank statement to categorised, property-matched transactions.
Upload your statement
Download a CSV or PDF statement from your bank and upload it to LandlordOS. Most banks offer one-click statement exports.
AI imports and categorises
AI reads every transaction, assigns HMRC-compliant categories (repairs, insurance, rent income), and matches each one to the correct property.
Review and confirm
Check the AI suggestions, adjust anything that needs it, and confirm. Your books are up to date and tax-ready.
Enriched with live government data
Combined with live data from 5 government APIs -- EPC ratings, property valuations, area safety, flood risk, and more -- giving you complete property intelligence alongside your financial data.
EPC ratings & valuations
Live EPC data from the government register plus property valuations, automatically linked to each property in your portfolio.
Area safety & flood risk
Crime statistics and flood risk assessments from official UK sources, so you can assess and monitor every property location.
No manual lookups
All government data is fetched automatically when you add a property. Always up to date, always accurate.
Multiple ways to track your finances
Statement upload is the fastest, but you have options for every situation.
Statement upload (CSV/PDF)
Upload a bank statement and AI imports all transactions at once. The fastest way to get months of data into LandlordOS.
Receipt scanning
Upload photos of receipts. AI extracts the amount, date, supplier, and category automatically. Attach receipts to transactions for your records.
Manual entry
Add individual transactions manually when needed. Quick form with property selection, HMRC category, and notes.
Bulk CSV import
Import transactions from any spreadsheet or accounting tool. Map your columns to LandlordOS fields and import hundreds of transactions in seconds.
HMRC categories, automatically
Stop guessing which HMRC category each expense belongs to. AI reads your transactions and assigns the correct tax category for each one.
- Rent payments matched to correct tenant and property
- Expenses sorted by HMRC allowable categories
- Repairs, insurance, mortgage interest separated correctly
- Uncertain items flagged for your review
Per-property profit & loss
See exactly how each property is performing. No more guesswork about which properties are making money.
- Income vs expenses per property
- Portfolio-wide totals
- Monthly, quarterly, and yearly views
- Spot underperforming properties instantly
Portfolio Summary
This Tax YearTax-ready from day one
All your property income and expenses are automatically formatted for self-assessment and Making Tax Digital quarterly submissions.
- Self-assessment summary reports
- MTD quarterly submission data
- HMRC allowable expense categories
- Export to your accountant
Property Income
Allowable Expenses
Your data, protected
Your financial data is stored securely in UK data centres with bank-grade encryption.
Bank-grade encryption
All data encrypted in transit and at rest using 256-bit AES encryption. The same standard used by major UK banks.
UK data centres
Your data never leaves the UK. Hosted on Supabase infrastructure in UK and EU data centres for GDPR compliance.
You control your data
You upload statements yourself. We never connect to your bank or request access to your accounts. Export your data anytime.
Processed and discarded
Uploaded statements are processed by AI and then the original file is stored securely. Only the extracted transaction data is retained.
Ready to simplify your property finances?
Upload a bank statement and let AI categorise everything. No manual data entry, no spreadsheets.
Free for 1-2 properties. No credit card required.